My analysis of finances, ETFs, and history.

Community Banks: Descriptions, Characteristics, and Outcomes

Dec. 7, 2017

Community bankers manage a small share of the banking system; nevertheless, they provide valuable services to farmers, consumers, and small business owners. Joe Ricketts, the founder of TD Ameritrade, thinks that community banks prosper with less regulation. They will provide entrepreneurial capital--leading to more jobs, improving the economy. Since well-run community banks provide unique products and services, continuation appears certain with probable help coming soon in the form of relief from regulatory overkill by Dodd-Frank regulations of capital requirements and mortgages. The following sections will review research findings under the general themes of descriptions, characteristics, and outcomes.

German Soldiers Deserted and Settled in America After the War of Independence

Oct. 29, 2017

Historians believe that up to 5,000 German Mercenaries (Hessians) may have deserted and settled in America after the war for independance.

Benjamin Franklin and His Meld of Franco-American Interests Into Two Treaties

Dec. 27, 2016

To what extent was Benjamin Franklin responsible for the first two treaties between France and America? Although an American victory at the battle of Saratoga and other factors contributed to the signing of the first two Franco-American treaties, a preponderance of the evidence points to Benjamin Franklin as the linchpin for the meld of national interests.

Political Leadership Under the Shadow of FDR

Dec. 13, 2016

The president of the United States is the most powerful person on the face of the earth. Although the average American inattentively appraises presidential leadership, the president’s standing and legacy depends upon our consensus.

Views on Slavery at Convention of 1787 Guaranteed Republicanism

Dec. 13, 2016

Modern theorists such as Jean-Jacques Rousseau and John Locke were also contemplated. Professor William E. Nelson (1987, 466-67) writing exactly two hundred years after the Constitutional Convention says that in order to capture the spirit of reason at the Convention one needs to refer to Rousseau’s concept of the general will

The Constitution and the Reconstructive Presidents

Dec. 13, 2016

Abraham Lincoln understood that the U. S. Constitution broadly endowed him with the opportunity for leading his countrymen as their agent of political change.

Potential “Net Exports” for the United States Garnered from Free Trade Tempered by Efficient Trade Policies

Nov. 16, 2016

U.S. policymakers should enact what kind of trade policies without unduly lessening free trade’s contribution to economic growth? The candidates heatedly debate issues about global trade including the Trans-Pacific Partnership (TPP), NAFTA and domestic tariffs.

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